the frameos stack
One stack. Nothing bolted on.
Most businesses outgrow their first processor and end up stitching together a payment tool, a fraud vendor, a billing system, and a chargeback service that don't talk to each other. Frame replaces the patchwork. Payments, fraud monitoring, billing, and dispute management in one stack, with rates that reflect the fact that your business has always been straightforward.
Verify identity before the first transaction.
Frame runs identity checks in real time, document verification, watchlist screening, and liveness detection, so legitimate customers get through fast and bad actors don't get through at all.
Apply now
Document verification, age checks, and liveness detection
Watchlist and risk screening on every verification
Full audit trail on every check, exportable and compliance-ready
Payments and payouts
Fraud protection included
Transaction monitoring, chargeback prevention, and 3D Secure authentication come standard. You get the compliance tooling, without paying for complexity you don't need.
Seamless money movement
Cards, ACH, Apple Pay, Google Pay, and digital wallets all flowing into a single merchant balance. No reconciling across providers. One integration, one place to see your revenue.
Location intelligence
Multi-state, one integration
Easily expand into new markets. Our geocompliance layer adapts as you launch in new states and jurisdictions.
Spoof-proof location checks
Location verification isn't as simple as checking a GPS pin. Customers may spoof coordinates, mask their IP addresses, and use VPNs to appear to be somewhere they're not. We layer GPS, Wi-Fi positioning, and device-level signals to build a clear picture of where someone actually is.
Identity Verification
Verify liveness
Confirm a real person by matching face to ID, preventing synthetic identities and account takeovers.
Know your customer
The same verification engine our high-compliance merchants use, available to you without the overhead. Fast, accurate identity checks when you need them.
Fight Fraud & Chargebacks
Data from purchase behavior
Track order patterns, refund frequency, and transaction behavior to flag suspicious activity before it hits your dispute rate.
Sonar by Frame
Block fraud with AI-powered detection built for e-commerce and subscription businesses. When chargebacks come in, Frame builds the representment case automatically, pulling transaction data and verification records into a response built to win.