Frame - Industries - High Compliance Payments

"High-risk" is the wrong phrase. The payments industry invented a label for merchants it didn't want to deal with. The issue was never the risk; it was the complexity. And nobody built for that. Until now.

Prediction markets. Games of skill. Sweepstakes. One platform to move money and manage the rules.

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Compliance

Compliance infrastructure that moves money.

Frame isn’t a payments company that tacked on compliance. It’s a compliance infrastructure with built-in money movement. The payments work because the compliance is solid. frameOS unifies identity verification, fraud monitoring, dispute management, and money movement into one stack.

Verify identity before the first transaction.

Frame runs identity checks in real time, document verification, watchlist screening, and liveness detection, so legitimate customers get through fast and bad actors don't get through at all.

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Document verification, age checks, and liveness detection

Watchlist and risk screening on every verification

Full audit trail on every check, exportable and compliance-ready

Payments and payouts

Built for the challenges

that others won’t touch.

Built for the challenges

that others won’t touch.

Real-time deposits and withdrawals

Merchants expect instant. Our infrastructure delivers fast fund movement with full regulatory coverage.

Real-time deposits and withdrawals

Merchants expect instant. Our infrastructure delivers fast fund movement with full regulatory coverage.

Compliance on autopilot

KYC, AML, and geolocation baked in. Focus on growth while we handle the regulatory lift.

Seamless money movement

Money in. Money out. Cards, ACH, PayPal, and Cash App Pay all flowing into a single merchant balance, no stitching together separate processors, no reconciliation headaches. One integration, one place to see your revenue.

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Usage metering

Track usage and bill accordingly, for API products, metered services, or any model where charges scale with consumption.

Hybrid plans

Combine flat subscriptions with usage-based pricing in the same billing flow. One integration handles both.

Invoicing

Send invoices and collect payment automatically. Net 30, Net 60, or custom terms.

Advanced billing

Subscription management, proration, upgrades, and downgrades are handled without custom code.

Location intelligence

Know where your

customers are.

Know where your

customers are.

Real-time location verification

Confirm customer location using address validation and device signals, so your platform has the data it needs to stay compliant.

Real-time location verification

Confirm customer location using address validation and device signals, so your platform has the data it needs to stay compliant.

Multi-state, one integration

Easily expand into new markets. Our geocompliance layer adapts as you launch in new states and jurisdictions.

Spoof-proof location checks

GPS, WiFi, and device signals combined for precision. Detect spoofing, block VPNs, and generate reports.

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Evidence reports

Compliance-ready location records for every user, exportable for audits or board inquiries.

Device integrity checks

Detect if a user is masking their real location through VPN or device spoofing.

VPN and proxy detection

Flag sessions where the user’s stated location doesn't match their actual connection.

GPS + WiFi + device signals

Multiple signal layers working together so location verification doesn't depend on a single data point.

Payment methods

Accept every way to pay

Credit cards, debit cards, Apple Pay, Google Pay, and digital wallets.
If it's in their wallet or on their phone, you accept it. Simple as that.

Create a checkout

Visa

The world's largest card network, accepted everywhere. Now including your checkout.

Mastercard

Mastercard processes 140+ billion transactions yearly. Capture your share.

American Express

Accept Amex and reach higher-spending customers with better approval rates.

Discover

Accept Discover and reach 70+ million US cardholders you'd otherwise miss.

Apple pay

Accept Apple Pay. One tap to pay, zero friction. The fastest way to close a sale.

Google pay

Instant checkout for Android users, the largest mobile OS in the world.

Payment methods

Accept every way to pay

Credit cards, debit cards, Apple Pay, Google Pay, and digital wallets.
If it's in their wallet or on their phone, you accept it. Simple as that.

Create a checkout

Visa

The world's largest card network, accepted everywhere. Now including your checkout.

Mastercard

Mastercard processes 140+ billion transactions yearly. Capture your share.

American Express

Accept Amex and reach higher-spending customers with better approval rates.

Discover

Accept Discover and reach 70+ million US cardholders you'd otherwise miss.

Apple pay

Accept Apple Pay. One tap to pay, zero friction. The fastest way to close a sale.

Google pay

Instant checkout for Android users, the largest mobile OS in the world.

Payment methods

Accept every way to pay

Credit cards, debit cards, Apple Pay, Google Pay, and digital wallets. If it's in their wallet or on their phone, you accept it. Simple as that.

Create a checkout

Visa

The world's largest card network, accepted everywhere. Now including your checkout.

Mastercard

Mastercard processes 140+ billion transactions yearly. Capture your share.

American Express

Accept Amex and reach higher-spending customers with better approval rates.

Discover

Accept Discover and reach 70+ million US cardholders you'd otherwise miss.

Apple pay

Accept Apple Pay. One tap to pay, zero friction. The fastest way to close a sale.

Google pay

Instant checkout for Android users, the largest mobile OS in the world.

Identity Verification

Let customers in.

Keep bad actors out.

Let customers in.

Keep bad actors out.

Verify customers instantly

Confirm customer identities against trusted data sources before they deposit, wager, or withdraw.

Verify customers instantly

Confirm customer identities against trusted data sources before they deposit, wager, or withdraw.

Verify liveness

Confirm a real person by matching face to ID, preventing synthetic identities and account takeovers.

Know your customers

The same verification engine we use for compliance and underwriting, built for high-compliance merchants who need fast, accurate onboarding without the vendor sprawl.

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Verify your customers

Verifying users is a challenge. We accept that challenge by allowing you to confidently verify document authenticity with ease.

KYC Prefill

Cards, ACH, wire, and more. One integration, one balance.

Document verification

Send money to bank accounts, cards, or wallets on your schedule.

Sophisticated reporting

Stay compliant with automated monitoring and reporting.

Fight Fraud & Chargebacks

Fewer disputes.

More revenue.

Fewer disputes.

More revenue.

Data from every transaction

Payment data, identity verification, and transaction behavior combined to detect fraud patterns before they turn into chargebacks.

Data from every transaction

Payment data, identity verification, and transaction behavior combined to detect fraud patterns before they turn into chargebacks.

Data from transaction activity

Track payment patterns, refund frequency, and transaction behavior to flag suspicious activity and catch fraud before it hits your dispute rate.

Sonar by Frame

Block fraud with AI-powered detection built for high-compliance verticals. When chargebacks come in, Frame automatically builds the representment case, pulling transaction data, verification records, and customer history into a response built to win.

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Transaction monitoring, included

Detect and prevent transaction fraud while maintaining a seamless user experience.

Shift liability with 3DS

Transfer chargeback liability to card issuers with our 3D Secure solution.

Block known bad actors

Protect your business from fraudsters by implementing custom block lists.

Avoid dispute monitoring programs

Stay off Visa and Mastercard’s monitoring lists (VAMP/BRAM) and avoid fines.

Transparent Pricing

Pricing That Makes Sense

No contracts, no surprises. Get transaction monitoring, alternative payment methods, and full-stack compliance support with pricing that scales with you.

Card Payments

Low-latency auths, network tokens, and 3DS when you need it.

PCI compliance

Onboarding and migration support

No contracts or set up fees

Rates starting from

2.0%

+ 0.39

per successful transaction

Rates determined by our AI underwriting model based on your processing history, dispute rates, and overall business profile.

Transparent Pricing

Pricing That Makes Sense

No contracts, no surprises. Get transaction monitoring, alternative payment methods, and full-stack compliance support with pricing that scales with you.

Card Payments

Low-latency auths, network tokens, and 3DS when you need it.

PCI compliance

Onboarding and migration support

No contracts or set up fees

Rates starting from

2.0%

+ 0.39

per successful transaction

Rates determined by our AI underwriting model based on your processing history, dispute rates, and overall business profile.

Transparent Pricing

Pricing That Makes Sense

No contracts, no surprises. Get transaction monitoring, alternative payment methods, and full-stack compliance support with pricing that scales with you.

Card Payments

Low-latency auths, network tokens, and 3DS when you need it.

PCI compliance

Onboarding and migration support

No contracts or set up fees

Rates starting from

2.0%

+ 0.39

per successful transaction

Rates determined by our AI underwriting model based on your processing history, dispute rates, and overall business profile.

Compliance should be easy.

Apply in minutes. Get approved while you sleep. Process payments without thinking about them again.